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All You Can Pay
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All You Can Pay

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All You Can Pay

Bernasek

Published by Penguin Books | Language - English | Binding - Hard Bound

Average Rating (219 Customers)

` 1895 (22% off) ` 1487

+ The price is inclusive of GST.
+ Free Shipping (for orders above `199).

Description

About the Book: All You Can Pay: How Companies Use Our Data to Empty Our Wallets

You dont care who can access your data because you have nothing to hide. But what if corporations were using that data to control your decisions?

While millions of consumers carry on unaware, powerful companies are racing to gain more knowledge and data than anyone, including any government, has ever had. The goal is to understand consumer behavior and desires, from mundane matters to our most private and intimate affairs. This massive trove of data represents an immense prize for these companies. In economic terms, it is one of the most valuable assets on the planet.

In All You Can Pay, Anna Bernasek and D.T. Mongan show how companies use what they know about you to determine how much you are willing to pay for certain products and services. Colleges calculate the price you pay based on the information revealed in the application almost all parents submit for federal aid. Hotels, sports events and health products and services are also using this strategy. The price of everything online-from airline tickets to toilet paper-now fluctuates from moment to moment. Through a toxic combination of price discrimination and cutting-edge technology, sellers can instantly change the price they charge an individual based on their calculations of demand and supply at that point in time. Online stores use your zip code to charge you a different price from someone in another zip code.

Bernasek and Mongan offer a dire warning and demonstrate how big data threatens the very icon of the American way: the free market. The ability to understand consumers on a granular level, in real time, and simultaneously to customize the price each person is offered, shifts the balance of power away from the consumer so dramatically that the freedom of markets is at risk. The trend is alarming and, if left unchecked, the destination is clear. Yet consumers and companies can still choose a different path, and in this chilling and illuminating book, Bernasek and Mongan show us how.

About the Authors: Anna Bernasek,D.T. Mongan

Anna Bernasek writes the Datapoints column for the New York Times and is a writer for Newsweek. She has covered economics and business as a journalist and author for more than twenty years, in outlets such as Fortune, Time, the Sydney Morning Herald, and the Australian Financial Review. Bernasek holds a B.A. in economics from the University of Michigan and a Masters in Public Policy from Princeton.

D.T. Mongan is a lawyer based in New York specializing in finance and corporate transactions. He is the spouse of Anna Bernasek and holds a degree in chemical engineering from the University of Delaware and a law degree from the University of Pennsylvania.

Details

Book: All You Can Pay
Author:
ISBN-13: 9781568584744
Product Code 9781568584744
Binding: Hard Bound
Publishing Date: 2015-05-26
Publisher: Penguin Books
Number of Pages: 272
Language: English

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